About Us

Consumer-First.
Always.

We built Consumer Finance Services on a simple idea: financial services should be clear, fair, and focused on the people they serve.

Our Story

Built in Texas.
Built on Trust.

Consumer Finance Services was founded with a straightforward mission: give consumers access to financial solutions they can actually understand and trust.

Too many people feel lost in the financial services world — buried under jargon, fine print, and hidden fees. We do things differently. Texas direct. Consumer first.

Proudly serving consumers
from the great state of Texas

Our Values

What Drives Us Every Day

Clarity

No jargon, no confusion. We explain everything in plain language so you always know where you stand.

Fairness

Every term, every rate, every fee is fair and clearly disclosed. We earn trust by being upfront about everything.

Empowerment

Our goal isn't just to serve you — it's to equip you with the knowledge and tools to make confident financial decisions.

Leadership

Meet Our Team

RB

Roy Barnhart

Principal

With deep roots in Texas financial services, Roy founded Consumer Finance Services to bring transparency and consumer-first values to an industry that often lacks both.

Let's Work Together

Ready to experience financial services the way they should be?

Get Started
Professional financial advisors Business team collaboration
Modern corporate office